body {
	margin-top: 0px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
	}
td {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
	}
h4 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight: bold;
	color: #004478;
	}
.nav {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: bold;
	text-decoration: none;
	}
a:link {  
	color: #004478;
 }
a:hover {
	color: #CC0000;
}
a:visited {
	color: #004478;
}
.justify {  
	text-align: justify;
	}
.nounderline {  
	text-decoration: none;
	}
.head {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	font-weight: bold;
	text-decoration: none;
	color: #004478;
}
.thinborder {
	border: 1px solid #000000;
}
.smtext {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;

}
.listformat {
	list-style-type: square;
	text-align: justify;
}